Buyer Tips

Phyllis M. Claudson ABR, CRP, CRS, GRI

Broker - Owner

1131 13th St. Suite 103 - P.O. Box 788 Cody, WY 82414

Phone: 307- 587- 4764 Fax: 307- 587- 4768

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To prepare for your real estate purchase:

	Check your personal credit. Contact a credit bureau and request an inexpensive or complimentary report. Update and correct if necessary.
	Save as much as possible for your down payment and closing costs. Sacrifice short-term luxuries for your long-term goal of home ownership.
	Avoid using credit at all costs. This is not the time to assume another car payment, buy a boat, or even apply for another credit card.
	If someone is donating a substantial sum of cash toward your purchase, deposit it in your savings account months before applying for a mortgage loan. Ask an attorney or accountant about gifting rules.
	If you're a veteran, order your VA certificate of entitlement in preparation for choosing a VA mortgage.

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